Social Security Limit 2024 Over 65. The highest social security retirement benefit for an individual starting benefits in 2024 is $4,873 per month, according to the social security administration. The special rule lets us pay a full social security check for any whole month we consider you retired, regardless of your yearly earnings.

In 2024, the earnings limit for early claimants is $22,320. People under full retirement age can earn up to $22,320 in 2024 (rising to $23,400 in 2025) while on social security without penalty.